Two-factor authentication: Difference between revisions

Revision as of 01:15, 20 October 2005

Revision as of 01:20, 20 October 2005

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A common example of T-FA is a bank card ([[credit card]], [[debit card]]); the card itself is the physical item, and the personal identification number (PIN) is the data that goes with it. See [[Chip and PIN]] for more information on this.

According to proponents, T-FA could drastically reduce the incidence of online identity theft, and other online [[fraud]], because the victim's password would no longer be enough to give a thief access to their information. On the other handHowever, opponents argue that, (among other things) should a thief have access to your [[computerBruce Schneier]], heargues can bootT-upFA inis suchstill a way asvulnerable to bypass the physical authentication processes, scan your system for all passwordstrojan and enter the data manually, thus man- at least in this situation - making Tthe-FAmiddle no more secure than the use of a password aloneattacks.

== Examples ==