Content deleted Content added
→Cleanup problems: new section |
m Maintain {{WPBS}} and vital articles: 2 WikiProject templates. Create {{WPBS}}. Keep majority rating "Stub" in {{WPBS}}. Remove 2 same ratings as {{WPBS}} in {{WikiProject Finance}}, {{WikiProject Business & Economics}}. Tag: |
||
| (7 intermediate revisions by 4 users not shown) | |||
Line 1:
{{WikiProject
{{WikiProject
{{WikiProject Business|importance=Low}}
}}
Line 16 ⟶ 18:
*Obviously, it needs sources.
- [[User:Wikidemon|Wikidemon]] ([[User talk:Wikidemon|talk]]) 22:47, 28 January 2009 (UTC)
== Concept problem ==
Please, anyone, I'd like to discuss this before modifying the article:
DSCR = ( Net_income + [addback] Depreciation ) / Total_principal_payment
or
DSCR = (Net_Income + Depreciation/Amortization + Interest_Expense) / (Interest_Expense + Total_principal_payment) <ref>http://www.investorglossary.com/debt-service-coverage.htm</ref>
Right?
One cannot add Interest payments doubled (it's already accounted in NI).
[[User:Rjrneves|Rjrneves]] ([[User talk:Rjrneves|talk]]) 17:06, 13 November 2009 (UTC)
Wrong. Remember interest is NOT an operating expense and DSCR = Net OPERATING Income/Debt Service. Interest expense must be added back to net income because we are trying to determine the amount of income available for interest and principal. Why would you deduct interest from the amount of income supposedly available to pay that interest???? <span style="font-size: smaller;" class="autosigned">—Preceding [[Wikipedia:Signatures|unsigned]] comment added by [[Special:Contributions/69.140.28.58|69.140.28.58]] ([[User talk:69.140.28.58|talk]]) 03:43, 27 March 2011 (UTC)</span><!-- Template:UnsignedIP --> <!--Autosigned by SineBot-->
{{reflist-talk}}
| |||