Terminal verification results: Difference between revisions

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Latest revision as of 14:19, 24 January 2025

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'''Terminal verification results''' (TVR) or '''Tag '95''''<ref>{{cite book|title=EMV® Contactless Specifications for Payment Systems Book C-6 Kernel 6 Specification|year=2016|publisher=EMVCo|pages=122|url=https://www.emvco.com/wp-content/uploads/2017/05/C-6_Kernel_6_v2.6_20160512101849195.pdf|access-date=2022-01-31|archive-date=2022-01-22|archive-url=https://web.archive.org/web/20220122045629/https://www.emvco.com/wp-content/uploads/2017/05/C-6_Kernel_6_v2.6_20160512101849195.pdf|url-status=dead}}</ref> is an [[EMV]] data object . The TVR is a series of bits set by the terminal reading an EMV card, based on logical tests (for example has the card expired). This data object is used in the terminal's decision whether to accept, decline or go on-line for a payment transaction. The format of the TVR is as follows:<ref>{{cite book|title=EMV Integrated Circuit Card Specifications for Payment Systems - Book 3: Application Specification|year=2011|publisher=EMVCo|pages=165|url=http://www.emvco.com/download_agreement.aspx?id=654|access-date=2012-03-26|archive-date=2012-04-07|archive-url=https://web.archive.org/web/20120407213325/http://www.emvco.com/download_agreement.aspx?id=654|url-status=dead}}</ref><ref>{{cite book|title=EMV Contactless Specifications for Payment Systems - Book C-2: Kernel 2 Specification|year=2020|publisher=EMVCo|pages=543|url=https://www.emvco.com/terms-of-use/?u=/wp-content/uploads/documents/C-2-Kernel-2-v2.10.pdf}}</ref>

{|class="wikitable"

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! b2

! b1

! width="400pt450pt"|Meaning

|-

| 1||X ||X ||X ||X ||X ||X ||X ||Offline data processingauthentication was not performed

|-

| X ||1||X ||X ||X ||X ||X ||X ||SDA failed

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| X ||X ||1||X ||X ||X ||X ||X ||ICC data missing

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| X ||X ||X ||1||X ||X ||X ||X ||Card number appears on hotlist

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| X ||X ||X ||X ||1||X ||X ||X ||DDA failed

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| X ||X ||X ||X ||X ||1||X ||X ||CDA failed

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| X ||X ||X ||X ||X ||X ||01||X ||RFUSDA was selected

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| X ||X ||X ||X ||X ||X ||X ||0||RFU

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|}

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! b2

! b1

! width="400pt450pt"|Meaning

|-

| 1||X ||X ||X ||X ||X ||X ||X ||Card and terminal have different application numbersversions

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| X ||1||X ||X ||X ||X ||X ||X ||Expired application

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| X ||X ||1||X ||X ||X ||X ||X ||Application not yet effective

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| X ||X ||X ||1||X ||X ||X ||X ||Requested service not allowed for card product

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| X ||X ||X ||X ||1||X ||X ||X ||New card

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| X ||X ||X ||X ||X ||0||X ||X ||RFU

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| X ||X ||X ||X ||X ||X ||0||X ||RFU

|-

| X ||X ||X ||X ||X ||X ||X ||0||RFU

|-

|}

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! b2

! b1

! width="400pt450pt"|Meaning

|-

| 1||X ||X ||X ||X ||X ||X ||X ||Cardholder verification was not successful

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| X ||1||X ||X ||X ||X ||X ||X ||Unrecognised CVM

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| X ||X ||1||X ||X ||X ||X ||X ||[[Personal identification number|PIN]] try limit exceeded

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| X ||X ||X ||1||X ||X ||X ||X ||[[Personal identification number|PIN]] entry required, but no PIN pad availablepresent or not working

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| X ||X ||X ||X ||1||X ||X ||X ||[[Personal identification number|PIN]] entry required, PIN pad present, but PIN was not entered

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| X ||X ||X ||X ||X ||1||X ||X ||On-line [[Personal identification number|PIN]] entered

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| X ||X ||X ||X ||X ||X ||0||X ||RFU

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| X ||X ||X ||X ||X ||X ||X ||0||RFU

|-

|}

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! b2

! b1

! width="400pt450pt"|Meaning

|-

| 1||X ||X ||X ||X ||X ||X ||X ||Transaction exceeds floor limit

|-

| X ||1||X ||X ||X ||X ||X ||X ||Lower consecutive offline limit exceeded

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| X ||X ||1||X ||X ||X ||X ||X ||Upper consecutive offline limit exceeded

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| X ||X ||X ||1||X ||X ||X ||X ||Transaction electedselected randomly of on-line processing

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| X ||X ||X ||X ||1||X ||X ||X ||Merchant forced transaction on-line

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| X ||X ||X ||X ||X ||0||X ||X ||RFU

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| X ||X ||X ||X ||X ||X ||0||X ||RFU

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| X ||X ||X ||X ||X ||X ||X ||0||RFU

|-

|}

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! b2

! b1

! width="400pt450pt"|Meaning

|-

| 1||X ||X ||X ||X ||X ||X ||X ||Default TDOL Used

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| X ||1||X ||X ||X ||X ||X ||X ||Issuer authentication failed

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| X ||X ||1||X ||X ||X ||X ||X ||Script proceesingprocessing failed before final Generate AC

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| X ||X ||X ||1||X ||X ||X ||X ||Script processing failed after final Generate AC

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| X ||X ||X ||X ||01||X ||X ||X ||RFURelay resistance threshold exceeded (Contactless Kernel 2)

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| X ||X ||X ||X ||X ||01||X ||X ||RFURelay resistance time limits exceeded (Contactless Kernel 2)

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| X ||X ||X ||X ||X ||X ||0||X0||RFURelay resistance protocol not supported (Contactless Kernel 2)

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| X ||X ||X ||X ||X ||X ||X0||01||RFURelay resistance protocol not performed (Contactless Kernel 2)

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| || || || || || ||1||0||Relay resistance protocol performed (Contactless Kernel 2)

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| || || || || || ||1||1||RFU

|-

|}

==See also==

* [[EMV]]

==References==

* [http://www.emvco.com/specifications.aspx?id=23 EMV Specification Bulletins] {{Webarchive|url=https://web.archive.org/web/20120402183733/http://www.emvco.com/specifications.aspx?id=23 |date=2012-04-02 }}

* [http://www.emvco.com/specifications.aspx?id=223 EMV Specification] {{Webarchive|url=https://web.archive.org/web/20140621225253/http://www.emvco.com/specifications.aspx?id=223 |date=2014-06-21 }}

<references />

==External links==

* [https://paymentcardtools.com/emv-tag-decoders/tvr Online decoder]

[[Category:EMV]]