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==Format==
The IFSC is an 11-character code with the first four [[alphabetic]] characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches.<ref>{{cite web |title= FAQs : NEFT system |url= http://www.rbi.org.in/scripts/FAQView.aspx?Id=60 |publisher= Reserve Bank of India |access-date= 2 August 2012 |date= 31 January 2012 |archive-date= 4 August 2012 |archive-url= https://web.archive.org/web/20120804063153/http://www.rbi.org.in/scripts/FAQView.aspx?Id=60 |url-status= dead }}</ref>
The format of the IFS Code is shown below.
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==Lists of IFS Codes==
Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of the [[Reserve Bank of India]].<ref>[http://www.rbi.org.in/scripts/neft.aspx National Electronic Funds Transfer] {{Webarchive|url=https://web.archive.org/web/20110622122603/http://www.rbi.org.in/Scripts/neft.aspx |date=2011-06-22 }} Reserve Bank of India</ref> All the banks have also been advised to print the IFS code of the branch on [[cheque]]s issued by branches to their customers.
==See also ==
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