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STK has been deployed by many mobile operators around the world for many applications, often where a menu-based approach is required, such as [[Mobile Banking]] and content browsing.<ref name=CellularZA /> Designed as a single application environment, the STK can be started during the initial power up of the SIM card<ref name=3GPP-t3-99346 /> and is especially suited to low level applications with simple user interfaces.<ref name=gsmmobileNZ>{{Cite web |url=http://www.gsmmobile.co.nz/Sim_Toolkit.htm |title=SIM Toolkit<!-- Bot generated title --> |access-date=2006-11-21 |archive-url=https://web.archive.org/web/20071011090927/http://www.gsmmobile.co.nz/Sim_Toolkit.htm |archive-date=2007-10-11 |url-status=dead |df= }}</ref>
In [[GSM]] networks, the SIM Application Toolkit is defined by the GSM 11.14 standard released in 2001.<ref name=CellularZA /><ref name=gemalto-stk /><ref name=gsmmobileNZ /> From release 4 onwards, GSM 11.14 was replaced by 3GPP TS 31.111 which also includes the specifications of the USIM Application Toolkit for 3/4G networks.<ref name=ts31_11/>
==Advantages==
* Some manufacturers claim that STK enables higher levels of security through identity verification and [[encryption]], which are necessary for secure electronic commerce.<ref name=gsmmobileNZ /><ref>{{Cite web |title=eSIM Europe |url=https://simify.com/collections/esim-europe |access-date=2024-05-14 |website=Simify |language=en}}</ref><ref name=autogenerated4>[http://bladox.com/devel-docs/gen_stk.html SIM Toolkit<!-- Bot generated title -->]</ref>
* STK has been deployed on the largest number of mobile devices.<ref name=autogenerated4 /><ref>{{Cite web |title=eSIM Europe |url=https://www.travelkon.com.au/product-category/esim/esim-europe-uk/europe-esim/ |access-date=2025-08-29 |website=TravelKon |language=en}}</ref>
==Limitations==
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