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{{Short description|Mobile telecommunications standard}}
'''SIM Application Toolkit''' ('''STK''') is a standard of the [[GSM]] system which enables the [[subscriber identity module]] (SIM card) to initiate actions which can be used for various [[value-added]] services.<ref name=CellularZA>{{Cite web |url=http://www.cellular.co.za/sim_toolkit.htm |title=SIM Toolkit |access-date=2006-11-21 |archive-url=https://web.archive.org/web/20061207010523/http://www.cellular.co.za/sim_toolkit.htm |archive-date=2006-12-07 |url-status=dead |df= |publisher=Cellular}}</ref> Similar standards exist for other network and card systems, with the '''USIM Application Toolkit''' (USAT) for [[Universal Subscriber Identity Module|USIM]]s used by newer-generation networks being an example. A more general name for this class of [[Java Card]]-based applications running on [[Universal integrated circuit card|UICC card]]s is the '''Card Application Toolkit''' (CAT).<ref name=ts31_11>{{cite web |title=ETSI TS 131 111 / 3GPP TS 31.11 Version 13.3.0: GSM, UMTS, USIM Application Toolkit |url=https://www.etsi.org/deliver/etsi_ts/131100_131199/131111/13.03.00_60/ts_131111v130300p.pdf}}</ref><ref>ETSI TS 102 223 V9.1.0</ref>
The SIM Application Toolkit consists of a set of commands programmed into the SIM which define how the SIM should interact directly with the outside world and initiates commands independently of the handset and the network.<ref name=
STK has been deployed by many mobile operators around the world for many applications, often where a menu-based approach is required, such as [[Mobile Banking]] and content browsing.<ref name=
In [[GSM]] networks, the SIM Application Toolkit is defined by the GSM 11.14 standard released in 2001.<ref name=
==Advantages==
* Some manufacturers claim that STK enables higher levels of security through
* STK has been deployed on the largest number of mobile devices.<ref name=autogenerated4 /><ref>{{Cite web |title=eSIM Europe |url=https://www.travelkon.com.au/product-category/esim/esim-europe-uk/europe-esim/ |access-date=2025-08-29 |website=TravelKon |language=en}}</ref>
==Limitations==
Updating [[Android (operating system)|Android]] software is done over GSM where the SIM Toolkit may install automatically with new software regardless of automatic install applications.
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Change in applications and menus stored on the SIM is difficult after the customer takes delivery of the [[Subscriber Identity Module|SIM]] and sometimes may be recognized as surveillance software.
To deliver updates, either the SIM must be returned and exchanged for a new one (which can be costly and inconvenient) or the application updates must be delivered [[Over-the-air programming|over-the-air (OTA)]] using specialized, optional SIM features. {{as of|October 2010}}, [[mobile network operator]]s can, for example, deliver updated STK application menus by sending a secure [[SMS]] to handsets that include a Toolbox (S@T) compliant [[Mobile browser|wireless internet browser (WIB)]]. When using a SIM card compliant to the
STK has essentially no support for multimedia, only basic pictures.<ref name="autogenerated4" />
The STK technology has limited independent development support available.<ref name="autogenerated4" />
If a mobile phone does not support SIM Application Toolkit, users may not be able to use the service or network correctly. Issues with several mobile network operators have been noticed on smartphones that don't support STK, like [[Nokia_N900#SIM_Application_Toolkit|Nokia N900]].
==In newer networks==
USIM Application Toolkit (USAT) is the equivalent of STK for [[3G]] networks.<ref name=gemalto-stk /> USAT takes advantage of the multiapplication environment of 3G devices by not activating until a specific application has been selected, unlike STK which is activated at startup.<ref>{{Cite web |url=http://www.ec-mobile.ust.hk/mobile/toolkit.htm |title=Mobile SIM Tool Kit<!-- Bot generated title --> |access-date=2006-11-21 |archive-url=https://web.archive.org/web/20060427052032/http://www.ec-mobile.ust.hk/mobile/toolkit.htm |archive-date=2006-04-27 |url-status=dead |df= }}</ref> Some functions are card related rather than application related.<ref name=3GPP-t3-99346/>
==See also==
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