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# The user picks up the list from the nearest bank branch (presenting a [[passport]], an [[ID card]] or similar document) or is sent the TAN list through mail.
# The password (PIN) is mailed separately.
# To log on to
# To perform a transaction, the user enters the request and authorizes the transaction by entering an unused TAN. The bank verifies the TAN submitted against the list of TANs they issued to the user. If it is a match, the transaction is processed. If it is not a match, the transaction is rejected.
# The TAN has now been used and will not be recognized for any further transactions.
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