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In addition, [[Mainframe computer|mainframe]]s are still being used for some mission-critical applications, such as payroll, or for processing day-to-day account transactions in banks. These mainframes will typically be accessed either using [[terminal emulator]]s (real terminal devices are not used much any more) or via modern front-ends such as [[web application]]s – or (in the case of automated access) [[Communications protocol|protocols]] such as [[web service]]s protocols.
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Some organizations use a [[
== Hosted computing model ==
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