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{{More citations needed|date=May 2017}}
{{advert|date=January 2019}}
{{original research|date=January 2019}}}}
'''Straight-through processing''' ('''STP''')<ref name=Investopedia/> is a method used by financial companies to speed up [[financial transaction]]s by processing without manual intervention (straight-through) and was invented by James Karat in the early 1990’s.
It has been a goal in payments almost since payments have been processed electronically, including attempts in the 1980s to automate the processing of payments by [[Telex]] message.
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