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where:
:{{math| Net Operating Income {{=}} Adj. EBITDA {{=}} (Gross Operating Revenue) − (Operating Expenses)}}
:{{math|Debt Service {{=}} (Principal Repayment) + (Interest Payments) + (Lease Payments)}}<ref>{{Cite web|url=https://propertymetrics.com/blog/how-to-calculate-the-debt-service-coverage-ratio-dscr/|title=How to Calculate the Debt Service Coverage Ratio (DSCR)|date=17 February 2016 }}</ref>
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