Gender and development: Difference between revisions

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Early approaches: The other trickle down effect
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'''Theoretical approach'''
 
WAD arose out of a shift in thinking about women's role in development, and concerns about the explanatory limitations of [[modernization theory]].<ref name="Rathgeber, Eva M 1990">Rathgeber, Eva M. 1990. “WID, WAD, GAD: Trends in Research and Practice.” The Journal of Developing Areas. 24(4) 289-502</ref> While previous thinking held that development was a vehicle to advance women, new ideas suggested that development was only made possible by the involvement of women, and rather than being simply passive recipients of [[development aid]], they should be actively involved in development projects.<ref name="choike.org"/> WAD took this thinking a step further and suggested that women have always been an integral part of development, and did not suddenly appear in the 1970s as a result of exogenous development efforts.<ref name="Rathgeber, Eva M 1990"/> The WAD approach suggests that there be women-only development projects that were theorized to remove women from the patriarchal hegemony that would exist if women participated in development alongside men in a patriarchal culture, though this concept has been heavily debated by theorists in the field.<ref name="Parpart, Jane L. 2000">{{cite book | last1 = Barriteau | first1 = Eudine | last2 = Connelly | first2 = Patricia | last3 = Parpart | first3 = Jane L | author-link1 = Eudine Barriteau | title = Theoretical perspectives on gender and development | publisher = International Development Research Centre (IDRC) | ___location = Ottawa | year = 2000 | isbn = 9780889369108 }}</ref> In this sense, WAD is differentiated from WID by way of the theoretical framework upon which it was built. Rather than focus specifically on women's relationship to development, WAD focuses on the relationship between patriarchy and capitalism. This theory seeks to understand women's issues from the perspectives of [[neo-Marxism]] and [[dependency theory]], though much of the theorizing about WAD remains undocumented due to the persistent and pressing nature of development work in which many WAD theorists engage.<ref name="Parpart, Jane L. 2000"/>
 
'''Practical approach'''
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'''Theoretical approach'''
 
The Gender and Development (GAD) approach focuses on the socially constructed<ref>{{cite journal|last=Bertrand|first=Tietcheu|title=Being Women and Men in Africa Today: Approaching Gender Roles in Changing African Societies|year=2006|journal=Student World}}</ref> differences between men and women, the need to challenge existing gender roles and relations,<ref name="Reeves 2000 8">{{cite book|last=Reeves|first=Hazel|title=Gender and Development: Concepts and Definitions|year=2000|___location=Brighton|isbn=1-85864-381-3|page=8}}</ref> and the creation and effects of class differences on development.<ref name=":02"/> This approach was majorly influenced by the writings of academic scholars such as Oakley (1972) and Rubin (1975), who argue the social relationship between men and women have systematically subordinated women,<ref name=":1"/> along with economist scholars Lourdes Benería and Amartya Sen (1981), who assess the impact of colonialism on development and gender inequality. They state that colonialism imposed more than a 'value system' upon developing nations, it introduced a system of economics 'designed to promote [[capital accumulation]] which caused class differentiation'.<ref name=":02"/>
 
GAD departs from WID, which discussed women's subordination and lack of inclusion in discussions of international development without examining broader systems of gender relations.<ref>{{cite report|last=Razavi|first=Shahrashoub|author2=Carol Miller|title=From WID to GAD: Conceptual Shifts in the Women and Development Discourse|date=1 February 1995|page=3|hdl=10419/148819|hdl-access=free}}</ref> Influenced by this work, by the late 1970s, some practitioners working in the development field questioned focusing on women in isolation.<ref name="Razavi 1995 12">{{cite report|last=Razavi|first=Shahrashoub|author2=Carol Miller|title=From WID to GAD: Conceptual Shifts in the Women and Development Discourse|date=1 February 1995|page=12|hdl=10419/148819|hdl-access=free}}</ref> GAD challenged the WID focus on women as an important ‘target group’<ref>{{cite report|last=Razavi |first=Shahrashoub |author2=Carol Miller|title=From WID to GAD: Conceptual Shifts in the Women and Development Discourse |date=1 February 1995|page=8| hdl=10419/148819 |hdl-access=free}}</ref> and ‘untapped resources’ for development.<ref>{{cite book|last=Moser |first=Caroline |title=Gender Planning and Development. Theory, Practice and Training |year=1993|publisher=Routledge|___location=New York |isbn=978-0-203-41194-0 |page=2}}</ref> GAD marked a shift in thinking about the need to understand how women and men are socially constructed and how ‘those constructions are powerfully reinforced by the social activities that both define and are defined by them.’<ref name="Razavi 1995 12" /> GAD focuses primarily on the gendered division of labor and gender as a relation of power embedded in institutions.<ref name="Reeves 2000 8" /> Consequently, two major frameworks, ‘Gender roles’ and ‘social relations analysis’, are used in this approach.<ref>{{cite report|last=Razavi|first=Shahrashoub|author2=Carol Miller|title=From WID to GAD: Conceptual Shifts in the Women and Development Discourse|date=1 February 1995|page=13|hdl=10419/148819|hdl-access=free}}</ref> 'Gender roles' focuses on the social construction of identities within the household; it also reveals the expectations from ‘maleness and femaleness’<ref name="Razavi 1995 12" /> in their relative access to resources. 'Social relations analysis' exposes the social dimensions of hierarchical power relations embedded in social institutions, as well as its determining influence on ‘the relative position of men and women in society.’<ref name="Razavi 1995 12" /> This relative positioning tends to discriminate against women.<ref>{{cite book|last=Reeves|first=Hazel|title=Gender and Development: Concepts and Definitions|year=2000|___location=Brighton|isbn=1-85864-381-3|page=18}}</ref>
 
Unlike WID, the GAD approach is not concerned specifically with women, but with the way in which a society assigns roles, responsibilities and expectations to both women and men. GAD applies [[gender analysis]] to uncover the ways in which men and women work together, presenting results in neutral terms of economics and efficiency.{{sfn|Shifting views...}} In an attempt to create gender equality (denoting women having the same opportunities as men, including ability to participate in the public sphere),<ref>Development Assistance Committee (DAC), 1998, p.7</ref> GAD policies aim to redefine traditional gender role expectations. Women are expected to fulfill household management tasks, home-based production as well as bearing and raising children and caring for family members. In terms of children, they develop social constructions through observations at a younger age than most people think. Children tend to learn about the differences between male and female actions and objects of use in a specific culture of their environment through observation (Chung & Huang 2021<ref name=":4">{{Cite journal |last1=Chung |first1=Yi |last2=Huang |first2=Hsin-Hui |date=2021-12-10 |title=Cognitive-Based Interventions Break Gender Stereotypes in Kindergarten Children |journal=International Journal of Environmental Research and Public Health |volume=18 |issue=24 |pages=13052 |doi=10.3390/ijerph182413052 |doi-access=free |issn=1660-4601 |pmc=8700911 |pmid=34948661}}</ref>). Around three years old, children learn about stability of gender and demonstrate stereotyping similar to adults regarding toys, clothes, activities, games, colors, and even specific personality descriptions. (2021<ref name=":4" />). By five years of age, they begin to develop identity and to possess stereotyping of personal–social attributes (2021<ref name=":4" />). At that age of their life, children think that they are more similar to their same-gender peers and are likely to compare themselves with characteristics that fit the gender stereotype. After entering primary school, children’s gender stereotyping extends to more dimensions, such as career choices, sports, motives to learn subjects which has an impact on the cognition of individuals (2021).<ref name=":4" /> The role of a wife is largely interpreted as 'the responsibilities of motherhood.'<ref>{{cite report|last=Razavi|first=Shahrashoub|author2=Carol Miller|title=From WID to GAD: Conceptual Shifts in the Women and Development Discourse|date=1 February 1995|page=30|hdl=10419/148819|hdl-access=free}}</ref> Men, however, are expected to be breadwinners, associated with paid work and market production.<ref name="Reeves 2000 8" /> In the labor market, women tend to earn less than men. For instance, 'a study by the Equality and Human Rights Commission found massive pay inequities in some United Kingdom's top finance companies, women received around 80 percent less performance-related pay than their male colleagues.'<ref>{{cite journal|last=Prügl|first=Elizabeth|title=''If Lehman Brothers Had Been Lehman Sisters...'': Gender and Myth in the Aftermath of the Financial Crisis|journal=International Political Sociology|date=14 March 2012|volume=6|issue=1|page=25|doi=10.1111/j.1749-5687.2011.00149.x}}</ref> In response to pervasive gender inequalities, [[Fourth World Conference on Women#Beijing Platform for Action|Beijing Platform for Action]] established [[gender mainstreaming]] in 1995 as a strategy across all policy areas at all levels of governance for achieving gender equality.<ref>{{Cite journal|date=2015|title=Re-Thinking Women's Empowerment and Gender Equality in 2015 and Beyond|url=http://www.unesco.org/new/fileadmin/MULTIMEDIA/HQ/BSP/GENDER/PDF/BPEN.pdf|journal=United Nations Educational, Scientific and Cultural Organization|pages=2–7}}</ref>
 
GAD has been largely utilized in debates regarding development but this trend is not seen in the actual practice of developmental agencies and plans for development.<ref name=":5">{{Cite book|title=Gender and the Political Economy of Development|last=Rai|first=Shirin M.|publisher=Polity|year=2002|isbn=0-7456-1490-6|___location=Malden|pages=44–83|chapter=Gender and Development}}</ref> [[Caroline Moser]] claims WID persists due to the challenging nature of GAD, but [[Shirin M. Rai]] counters this claim noting that the real issue lies in the tendency to overlap WID and GAD in policy. Therefore, it would only be possible if development agencies fully adopted GAD language exclusively.<ref name=":5" /> Caroline Moser developed the [[Moser Gender Planning Framework]] for GAD-oriented development planning in the 1980s while working at the Development Planning Unit of the [[University of London]]. Working with Caren Levy, she expanded it into a methodology for gender policy and planning.{{sfn|March|Smyth|Mukhopadhyay|1999|pp = 55}}
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'''Criticism'''
 
GAD has been criticized for emphasizing the social differences between men and women while neglecting the bonds between them and also the potential for changes in roles. Another criticism is that GAD does not dig deeply enough into social relations and so may not explain how these relations can undermine programs directed at women. It also does not uncover the types of trade-offs that women are prepared to make for the sake of achieving their ideals of marriage or motherhood.{{sfn|Shifting views...}} Another criticism is that the GAD perspective is theoretically distinct from WID, but in practice, programs seem to have elements of both. Whilst many development agencies are now committed to a gender approach, in practice, the primary institutional perspective remain focused on a WID approach.<ref name="Reeves 2000 33">{{cite book|last=Reeves|first=Hazel|title=Gender and Development: Concepts and Definitions|year=2000|___location=Brighton|isbn=1-85864-381-3|page=33}}</ref> Specifically, the language of GAD has been incorporated into WID programs.<ref>{{Cite journal|last=Brown|first=Andrea M.|date=2006-07-20|title=WID and GAD in Dar es Salaam, Tanzania: Reappraising Gender Planning Approaches in Theory and Practice|journal=Journal of Women, Politics & Policy|volume=28|issue=2|pages=57–83|doi=10.1300/J501v28n02_03|s2cid=144490955|issn=1554-477X}}</ref> There is a slippage in reality where gender mainstreaming is often based in a single normative perspective as synonymous to women.<ref>{{cite book|last=True|first=J|title=Feminist Strategies in Global Governance: Gender Mainstreaming|year=2012|publisher=Routledge|___location=New York|page=37}}</ref> Development agencies still advance gender transformation to mean economic betterment for women.<ref name="Reeves 2000 33" /> Further criticisms of GAD is its insufficient attention to culture, with a new framework being offered instead: Women, Culture and Development (WCD).<ref name=":6">{{Cite journal|last1=Chua|first1=Peter|last2=Bhavnani|first2=Kum-Kum|last3=Foran|first3=John|date=September 2000|title=Women, Culture, Development: a New Paradigm for Development Studies?|journal=Ethnic and Racial Studies|volume=23|issue=5|pages=820–841|doi=10.1080/01419870050110913|s2cid=144390210}}</ref> This framework, unlike GAD, wouldn't look at women as victims but would rather evaluate the Third World life of women through the context of the language and practice of gender, the Global South, and culture.<ref name=":6" />
 
==Neoliberal approaches==
 
===Gender and neoliberal development institutions===
Neoliberalism consists of policies that will privatize public industry, deregulate any laws or policies that interfere with the free flow of the market and cut back on all social services. These policies were often introduced to many low-income countries through structural adjustment programs (SAPs) by the World Bank and the International Monetary Fund (IMF).<ref>{{cite book|title=Gender, Development, and Globalization:Economics as if All People Mattered.|last1=Beneria|first1=Lourdes|last2=Berik|first2=Gunseli|last3=Floro|first3=Maria S|publisher=Routledge|year=2016|isbn=978-0-415-53748-3|___location=New York|pages=95}}</ref> Neoliberalism was cemented as the dominant global policy framework in the 1980s and 1990s.<ref name=":02"/> Among development institutions, gender issues have increasingly become part of economic development agendas, as the examples of the [[World Bank]] shows. Awareness by international organizations of the need to address gender issues evolved over the past decades. The World Bank, and regional development banks, donor agencies, and government ministries have provided many examples of instrumental arguments for gender equality, for instance by emphasizing the importance of women's education as a way of increasing productivity in the household and the market. Their concerns have often focused on women's contributions to economic growth rather than the importance of women's education as a means for empowering women and enhancing their capabilities.<ref>{{cite book |last1=Benería |first1=Lourdes |last2=Günseli |first2=Berik |last3=Floro |first3=Maria S. |title=Gender, Development, and Globalization: Economics As If All People Mattered |date=2016 |publisher=Routledge |edition= 2}}</ref> The World Bank, for example, started focusing on gender in 1977 with the appointment of a first Women in Development Adviser.<ref name="WB Gender">{{cite web |url= http://www.worldbank.org/en/topic/gender/overview |title=World Bank Gender Overview |date=3 May 2013 |website=World Bank |access-date=5 November 2013}}</ref> In 1984 the bank mandated that its programs consider women's issues. In 1994 the bank issued a policy paper on Gender and Development, reflecting current thinking on the subject. This policy aims to address policy and institutional constraints that maintain disparities between the genders and thus limit the effectiveness of development program.<ref name="WB2010" /> Thirty years after the appointment of a first Women in Development Adviser, a so-called Gender Action Plan was launched to underline the importance of the topic within development strategies and to introduce the new [[gender and development#Smart economics|Smart Economics]] strategy.
 
Gender mainstreaming mandated by the 1995 Beijing Platform for action integrates gender in all aspects of individuals lives in regards to policy development on gender equality.<ref name="WB2010">World Bank. An Evaluation of World Bank Support, 2002-08: Gender and Development. Washington, D.C.: World Bank, 2010. IEG Study Ser. Web.</ref> The World Bank's Gender Action Plan of 2007-10 is built upon the Bank's gender mainstreaming strategy for gender equality. The Gender Action Plan's objective was advance women's economic empowerment through their participation in land, labor, financial and product markets.<ref>World Bank. "Gender Equality as Smart Economics: A World Bank Group Gender Action Plan (Fiscal Years 2007-10)." IDEAS Working Paper Series from RePEc (2006): IDEAS Working Paper Series from RePEc, 2006. Web.</ref> In 2012, the [[World Development Report]] was the first report of the series examining Gender Equality and Development.<ref name="WB Gender"/> [[Florika Fink-Hooijer]], head of the [[European Commission]]'s [[Directorate-General for European Civil Protection and Humanitarian Aid Operations]] introduced cash-based aid as well as gender and age sensitive aid.<ref>Fink-Hooijer, Florika (2014-01-01). "7 The EU's Competence in the Field of Civil Protection (Article 196, Paragraph 1, a–c TFEU)". ''EU Management of Global Emergencies'': 137–145. [[Doi (identifier)|doi]]:10.1163/9789004268333_009.</ref><ref>{{Cite book|last=Boin|first=Arjen|url=https://www.worldcat.org/oclc/854975218|title=The European Union as crisis manager : patterns and prospects|date=2013|others=Magnus Ekengren, Mark Rhinard|isbn=978-1-4619-3669-5|___location=Cambridge|oclc=854975218}}</ref>
 
An argument made on the functions behind institutional financial institutions such as the International Monetary Fund (IMF) and the World Bank are that they support capitalist ideals through their means of economic growth of countries globally and their participation in the global economy and capitalist systems. The roles of banks as institutions and the creation of new workers’ economy reflect neoliberal developing ideals is also present in the criticisms on neoliberal developing institutions.<ref>{{cite book |last1=Pradella |first1=Lucia |last2=Marois |first2=Thomas |title=Polarizing Development: Alternatives to Neoliberalism and the Crisis |date=2014 |publisher=Pluto Press |isbn=978-0-7453-3470-7 }}{{page needed|date=May 2021}}</ref> Another critique made on the market and institutions is that it contributes to the creation of policies and aid with gender-related outcomes. An argument made on the European Bank for Reconstruction and Development is that it creates a neoliberal dominance that continues the construction and reconstruction of gender norms by homogenously category women rather than the gender disparities within its policies.<ref>{{cite journal |last1=Shields |first1=Stuart |last2=Wallin |first2=Sara |title=The European Bank for Reconstruction and Development's Gender Action Plan and the Gendered Political Economy of Post-Communist Transition |journal=Globalizations |date=4 May 2015 |volume=12 |issue=3 |pages=383–399 |doi=10.1080/14747731.2015.1016307 |bibcode=2015Glob...12..383S |s2cid=54179275 |url=http://eprints.whiterose.ac.uk/85978/9/Shields%20%2526%20Wallin%20Globalisations%20Final%20Draft.pdf }}</ref>
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One example of a popular place for factories to relocate is to China. In China the main people who work in these factories are women, these women move from their home towns to cities far away for the factory jobs. The reasons these women move is to be able to make a wage to take care of not only themselves but their families as well. Oftentimes these women are expected to get these jobs.<ref>{{cite journal |last1=Houseman |first1=Susan |title=Outsourcing, offshoring and productivity measurement in United States manufacturing |journal=International Labour Review |date=March 2007 |volume=A146 |issue=1–2 |pages=61–80 |doi=10.1111/j.1564-913X.2007.00005.x |doi-access=free }}</ref>
 
Another example of a country the garment industry outsources work to is Bangladesh, which has one of the lowest costs of labor compared to other third world countries (see the ILO data provided in figure 1).<ref>{{cite web |title=Wages and Working Hours in the Textiles, Clothing, Leather and Footwear Industries |url=https://www.ilo.org/wcmsp5/groups/public/@ed_dialogue/@sector/documents/publication/wcms_300463.pdf |website=International Labour Organization |publisher=International Labour Office |access-date=November 15, 2019}}</ref> With low labor costs, there is also poor compliance with labor standards in the factories.<ref>{{cite journal |last1=Berik |first1=G. |last2=Rodgers |first2=Y.V. |title=Options for Enforcing Labour Standards: Lessons From Bangladesh and Cambodia |journal=Journal of International Development |date=2008}}</ref> The factory workers in Bangladesh can experience several types of violations of their rights. These violations include: long working hours with no choice but to work overtime, deductions to wages, as well as dangerous and unsanitary working conditions.<ref>{{cite journal |title=Wages and Working Hours in the Textiles, CLothing, Leather, and Footwear Industries. |journal=International Labour Organization |date=2014 |pages=1–35}}</ref>
 
[[File:ILO Graph of third world countries wages.png|thumb|Figure 1]]
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Women have been identified by some development institutions as a key to successful development, for example through financial inclusion. Microcredit is giving small loans to people in poverty without collateral. This was first started by [[Muhammad Yunus]], who formed the Grameen Bank in Bangladesh.<ref>{{cite web|url=https://www.microworld.org/en/about-microworld/about-microcredit|title=Story of the microcredit|website=www.microworld.org|access-date=2018-03-01}}</ref> Studies have showed that women are more likely to repay their debt than men, and the Grameen Bank focuses on aiding women.<ref>{{cite book|title=The Economics of Microfinance|last=Armendáriz|first=Beatriz|publisher=MIT Press|year=2010|isbn=9780262014106|___location=Cambridge|pages=14}}</ref> This financial opportunity allows women to start their own businesses for a steady income.<ref>{{cite journal|last=H|first=Scott|date=2006|title=Book Review: Banker to the Poor: Micro-Lending and the Battle against World Poverty|journal=Review of Radical Political Economics|volume=38|issue=2|pages=280–283|doi=10.1177/0486613405285433|s2cid=153331749}}</ref> Women have been the focus of microcredit for their subsequent increased status as well as the overall well-being of the home being improved when given to women rather than men.<ref>{{Cite book|title=Household Decisions, Gender, and Development: A Synthesis of Recent Research|last=Sharma|first=Manohar|publisher=International Food Policy Research Institute|year=2003|isbn=0-89629-717-9|editor-last=Quisumbing|editor-first=Agnes R.|___location=Washington DC|pages=195–199|chapter=Microfinance}}</ref>
 
There were numerous case studies done in Tanzania about the correlation of the role of [[Microfinance in Tanzania|SACCoS]] (savings and credit cooperative organization) and the economic development of the country. The research showed that the microfinance policies were not being carried out in the most efficient ways due to exploitation.<ref>{{cite journal|last=Brennan|first=James R.|date=November 2006|journal=The Journal of African History|volume=47|issue=3|pages=389–413|doi=10.1017/S0021853706001794|issn=1469-5138|title=Blood Enemies: Exploitation and Urban Citizenship in the Nationalist Political Thought of Tanzania, 1958–75|s2cid=144117250|url=https://eprints.soas.ac.uk/4155/1/BloodEnemies.pdf}}</ref> One case study went a step further to claim that this financial service could provide a more equal society for women in Tanzania.<ref>{{cite thesis|last=Cooper|first=Lucy-George|date=April 22, 2014|title=The Impact of Microfinance on Female Entrepreneurs in Tanzania|url=https://publications.lakeforest.edu/cgi/viewcontent.cgi?article=1013&context=seniortheses |type=Bachelor's |publisher=Lake Forstest College |oclc=ocn892344250}}{{better source needed|date=April 2023|reason=Per [[WP:SCHOLARSHIP]] only published PhDs are considered reliable sources}}</ref>
 
While there are such cases in which women were able to lift themselves out of poverty, there are also cases in which women fell into a [[poverty trap]] as they were unable to repay their loans.<ref>{{cite news|url=https://www.npr.org/sections/goatsandsoda/2016/11/01/500093608/you-asked-we-answer-can-tiny-loans-lift-women-out-of-poverty|title=You Asked, We Answer: Can Microloans Lift Women Out Of Poverty?|work=NPR.org|access-date=2018-03-01}}</ref> It is even said that microcredit is actually an "anti-developmental" approach.<ref>{{cite journal|last=Bateman, Chang|first=Milford, Ha-Joon|date=2012|title=Microfinance and the Illusion of Development: From Hubris to Nemesis in Thirty Years|url=http://wer.worldeconomicsassociation.org/files/WER-Vol1-No1-Article2-Bateman-and-Chang-v2.pdf|journal=World Economic Review|volume=1|pages=13–36}}</ref> There is little evidence of significant development for these women within the 30 years that the microfinance has been around.<ref>{{cite book|title=Gender, development, and globalization: economics as if all people mattered|last=Benería|first=Lourdes|publisher=New York ; London : Routledge, Taylor & Francis Group|year=2016|isbn=9780415537483|pages=106}}</ref> In South Africa, unemployment is high due to the introduction of microfinance, more so than it was under apartheid.<ref>{{cite journal|last1=Banerjee|first1=Abhijit|last2=Galiani|first2=Sebastian|last3=Levinsohn|first3=Jim|last4=McLaren|first4=Zoë|last5=Woolard|first5=Ingrid|title=Why Has Unemployment Risen in the New South Africa |journal=NBER Working Paper No. 13167 |date=June 2007 |doi=10.3386/w13167|doi-access=free}}</ref> Microcredit intensified poverty in Johannesburg, South Africa as poor communities, mostly women, who needed to repay debt were forced to work in the informal sector.<ref>{{cite journal|last=Cohen|first=Jennifer|date=July 2010|title=How the global economic crisis reaches marginalised workers: the case of street traders in Johannesburg, South Africa|journal=Gender and Development|volume=18|issue=2|pages=277–289|doi=10.1080/13552074.2010.491345|s2cid=154585808}}</ref>
 
Some arguments that microcredit is not effective insist that the structure of the economy, with large informal and agriculture sectors, do not provide a system in which borrowers can be successful. In Nigeria, where the informal economy is approximately 45–60% of economy, women working within it could not attain access to microcredit because of the high demand for loans triggered by high unemployment rates in the formal sector. This study found Nigerian woman are forced into “the hustle” and enhanced risk of the informal economy, which is unpredictable and contributes to women's inability to repay the loans.<ref>{{cite journal|last1=Madichie|first1=Nnamdi O.|last2=Nkamnebe|first2=Anayo D.|date=2010-06-15|title=Micro-credit for microenterprises?|journal=Gender in Management|volume=25|issue=4|pages=301–319|doi=10.1108/17542411011048173|issn=1754-2413}}</ref>&nbsp; Another example from a study conducted in Arampur, Bangladesh, found that microcredit programs within the agrarian community do not effectively help the borrower pay their loan because the terms of the loan are not compatible with farm work. If was found that MFIs force borrowers to repay before the harvesting season starts and in some cases endure the struggles of sharecropping work that is funded by the loan.<ref>{{cite journal|last=Paprocki|first=Kasia|date=August 2016|title='Selling Our Own Skin:' Social dispossession through microcredit in rural Bangladesh|journal=Geoforum|volume=74|pages=29–38|doi=10.1016/j.geoforum.2016.05.008|issn=0016-7185}}</ref>
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===Gender, financial crises, and neoliberal economic policy===
The [[globalGreat financial crisisRecession]] and the following politics of austerity have opened up a wide range of gender and feminist debates on neoliberalism and the impact of the crisis on women. One view is that the crisis has affected women disproportionately and that there is a need for alternative economic structures in which investment in social reproduction needs to be given more weight.<ref>{{cite web |url= https://soundcloud.com/genderconfyork/elson-and-pearson-keynote |title=Keynote of Diane Elson and Ruth Pearson at the Gender, Neoliberalism and Financial Crisis Conference at the University of York |last1=Elson |first1=Diane |last2=Pearson |first2=Ruth |date=27 September 2013 |website=Soundcloud |access-date=27 November 2013}}</ref><ref>{{cite book |title=Gender Development and Globalization: Economics as if All People Mattered|last=Benería Lourdes, Günseli Berik and Maria S. Floro |year=2016|pages=112}}</ref> The [[International Labour Organization]] (ILO) assessed the impact of the global[[Great financial crisisRecession]] on workers and concluded that while the crisis initially affected industries that were dominated by male workers (such as finance, construction and manufacturing) it then spread over to sectors in which female workers are predominantly active. Examples for these sectors are the service sector or wholesale-retail trade.<ref>{{cite journal |url= http://www.ilo.org/global/publications/magazines-and-journals/world-of-work-magazine/articles/WCMS_120081/lang--en/index.htm |title=Financial crisis: The gender dimension |last1=International Labour Organization |date=1 April 2009 |website=ILO |access-date=18 December 2013}}</ref>
 
There are different views among feminists on whether neoliberal economic policies have more positive or negative impacts on women. In the post-war era, feminist scholars such as Elizabeth Wilson<ref name="Wilson1977">{{cite book |author=Elizabeth Wilson |title= Women and the Welfare State |date= 28 April 1977 |url= https://www.amazon.com/Women-Welfare-State-Routledge-1977/dp/B00DHPQZPO |publisher=Routledge|isbn= 978-0-422-76060-7 }}</ref> criticized [[state capitalism]] and the [[welfare state]] as a tool to oppress women. Therefore, neoliberal economic policies featuring [[privatization]] and [[deregulation]], hence a reduction of the influence of the state and more individual freedom was argued to improve conditions for women. This anti-welfare state thinking arguably led to feminist support for neoliberal ideas embarking on a [[macroeconomic policy]] level deregulation and a reduced role of the state.
 
Therefore, some scholars in the field argue that [[feminism]], especially during its [[second-wave feminism|second wave]], has contributed key ideas to Neoliberalism that, according to these authors, creates new forms of inequality and exploitation.<ref name="Fraser2012">{{cite journal |last=Fraser |first=Nancy |year=2012 |title= Feminism, Capitalism, and the Cunning of History |url= http://halshs.archives-ouvertes.fr/docs/00/72/50/55/PDF/FMSH-WP-2012-17_Fraser1.pdf |journal=Working Paper |publisher=Fondation Maison des sciences de l'homme |pages=14 |access-date=2 November 2013}}</ref>
 
As a reaction to the phenomenon that some forms of feminism are increasingly interwoven with capitalism, many suggestions on how to name these movements have emerged in the feminist literature. Examples are ‘free market feminism’ <ref name="Eisenstein2009">{{cite book |last=Eisenstein |first=Hester |year=2009 |title= Feminism Seduced: How Global Elites Use Women's Labor and Ideas to Exploit the World |url= http://www.barnesandnoble.com/w/feminism-seduced-hester-eisenstein/1101405471?ean=9781594516597&itm=1&usri=9781594516597 |___location=Boulder |publisher= Paradigm Publishers |isbn= 978-1594516597 |access-date=25 November 2013 }}</ref> or even ‘faux-feminism’.<ref name="McRobbie2009">{{cite book |last=McRobbie |first=Angela |year=2009 |title= The Aftermath of Feminism: Gender, Culture and Social Change |url= http://product.half.ebay.com/The-Aftermath-of-Feminism-Gender-Culture-and-Social-Change-by-Angela-McRobbie-2008-Paperback/2879527&cpid=1169202753 |___location=London |publisher= Sage |isbn= 978-0761970620 |access-date=25 November 2013 }}</ref>
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===Smart economics===
'''Theoretical approaches'''
Advocated chiefly by the [[World Bank]], smart economics is an approach to define gender equality as an integral part of economic development and it aims to spur development through investing more efficiently in women and girls. It stresses that the gap between men and women in [[human capital]], economic opportunities, and voice/agency is a chief obstacle in achieving more efficient development. As an approach, it is a direct descendant of the efficiency approach taken by WID which “rationalizes ‘investing’ in women and girls for more effective development outcomes.”<ref name="Chant and Sweetman (2012)">{{cite journal|last=Chant|first=Sylvia|author2=Sweetman, Caroline|title=Fixing women or fixing the world? 'Smart economics', efficiency approaches, and gender equality in development| journal=Gender & Development| date=November 2012|volume=20|issue=3|pages=517–529|doi=10.1080/13552074.2012.731812|s2cid=154921144}}</ref><ref>{{cite journal|last=Chant|first=S.|title=The disappearing of 'smart economics'? The World Development Report 2012 on Gender Equality: Some concerns about the preparatory process and the prospects for paradigm change|journal=Global Social Policy|date=16 August 2012|volume=12|issue=2|pages=198–218|doi=10.1177/1468018112443674|s2cid=145291907}}</ref> As articulated in the section of WID, the efficiency approach to women in development was chiefly articulated by [[Caroline Moser]] in the late 1980s.<ref>{{cite journal|last=Moser|first=Caroline O.N.|title=Gender planning in the third world: Meeting practical and strategic gender needs|journal=World Development|date=November 1989|volume=17|issue=11|pages=1799–1825|doi=10.1016/0305-750X(89)90201-5}}</ref> Continuing the stream of WID, smart economics’ key unit of analysis is women as individual and it particularly focuses on measures that promote to narrow down the gender gap. Its approach identifies women are relatively underinvested source of development and it defines [[gender equality]] an opportunity of higher return investment. “Gender equality itself is here depicted as smart economics, in that it enables women to contribute their utmost skills and energies to the project of world economic development.”<ref name="Chant and Sweetman (2012)"/> In this term, smart economics champions neoliberal perspective in seeing business as a vital vehicle for change and it takes a stance of [[liberal feminism]].
 
The thinking behind smart economics dates back, at least, to the lost decade of the [[Structural adjustment|Structural Adjustment]] Policies (SAPs) in the 1980s.<ref name="Chant and Sweetman (2012)"/> In 1995, World Bank issued its flagship publication on gender matters of the year Enhancing Women's Participation in Economic Development (World Bank 1995). This report marked a critical foundation to the naissance of Smart Economics; in a chapter entitled ‘The Pay-offs to Investing in Women,’ the Bank proclaimed that investing in women “speeds economic development by raising productivity and promoting the more efficient use of resources; it produces significant social returns, improving child survival and reducing fertility, and it has considerable intergenerational pay-offs.” <ref>{{cite report|last=World Bank|title=Enhancing Women's Participation in Economic Development|year=1995|issue=Washington, DC: World Bank|page=22}}</ref> The Bank also emphasized its associated social benefits generated by investing in women. For example, the Bank turned to researches of Whitehead that evidenced a greater female-control of household income is associated with better outcomes for children's welfare <ref>{{cite book |last=Whitehead |first=Ann |title=Of Marriage And The Market: Women's Subordination Internationally And Its Lessons |publisher=Routledge |year=1984 |isbn=9780710202932 |editor-last=Young |editor-first=Kate |edition=2nd |___location=London |page= |chapter='I’m hungry, mum': the politics of domestic budgeting. |editor-last2=Wolkowitz |editor-first2=Carol |editor-last3=McCullagh |editor-first3=Roslyn}}</ref> and Jeffery and Jeffery who analyzed the positive correlation between female education and lower fertility rates.<ref>{{cite book |last1=Jeffery |first1=Patricia |title=Feminist Visions of Development: Gender Analysis and Policy |last2=Jeffery |first2=Roger |publisher=Routledge |year=1998 |isbn=9780415157902 |editor-last=Jackson |editor-first=Cecile |edition=1st |___location=London |pages=239–259 |chapter=Silver Bullet or Passing Fancy? Girl’s Schooling and Population Policy |editor-last2=Pearson |editor-first2=Ruth}}</ref> In the 2000s, the approach of smart economics came to be further crystallized through various frameworks and initiatives. A first step was World Bank's Gender Action Plan (GAP) 2007-/2010, followed by the “Three Year Road Map for Gender Mainstreaming 2010-13.” The 2010-13 framework responded to criticisms for its precursor and incorporated some shifts in thematic priorities.<ref>{{cite web|last=World Bank.|title=Applying Gender Action Plan Lessons: A Three-Year Road Map for Gender Mainstreaming (2011- 2013).|url=http://siteresources.worldbank.org/INTGENDER/Resources/336003-1241561860207/GAPtransitionplan_may25.pdf.|work=World Bank Report|publisher=World Bank|access-date=1 December 2013}}</ref> Lastly but not least, the decisive turning point was 2012 marked by its publication of “[[World Development Report]] 2012: Gender Equality and Development.”<ref name="World Bank">{{cite web|last=World Bank|title=World Development Report 2012: Gender Equality and Development.|url=http://econ.worldbank.org/WBSITE/EXTERNAL/EXTDEC/EXTRESEARCH/EXTWDRS/EXTWDR2012/0,,contentMDK:22999750~menuPK:8154981~pagePK:64167689~piPK:64167673~theSitePK:7778063,00.html|work=World Development Report|publisher=World Bank|access-date=1 December 2013|archive-date=14 September 2013|archive-url=https://web.archive.org/web/20130914202135/http://econ.worldbank.org/WBSITE/EXTERNAL/EXTDEC/EXTRESEARCH/EXTWDRS/EXTWDR2012/0,,contentMDK:22999750~menuPK:8154981~pagePK:64167689~piPK:64167673~theSitePK:7778063,00.html|url-status=dead}}</ref> This Bank's first comprehensive focus on the gender issues was welcomed by various scholars and practitioners, as an indicator of its seriousness. For example, [[Shahra Razavi]] appraised the report as ‘a welcome opportunity for widening the intellectual space’.<ref>{{cite report |last=Razavi |first=S. |title=World Development Report 2012: Gender Equality and Development: An Opportunity Both Welcome and Missed (An Extended Commentary) |pages=2 |url=http://www.unrisd.org/80256B42004CCC77/(httpInfoFiles)/E90770090127BDFDC12579250058F520/$file/Extended%20Commentary%20WDR%202012.pdf}}</ref>
 
Other [[international organizations]], particular [[UN]] families, have so far endorsed the approach of smart economics. Examining the relationship between child well-being and gender equality, for example, [[UNICEF]] also referred to the “Double Dividend of Gender Equality.”<ref>{{cite book|last=UNICEF|title=The state of the world's children 2007: women and children: the double dividend of gender equality.|url=https://archive.org/details/stateofworldschi0000unic|url-access=registration|year=2006|publisher=United Nations Children's Fund|isbn=9789280639988}}</ref> Its explicit link to a wider framework of the [[Millennium Development Goals]] (where the Goal 3 is Promoting Gender Equality and Women's Empowerment) claimed a wider legitimacy beyond economic efficiency. In 2007, the Bank proclaimed that “The business case for investing in MDG 3 is strong; it is nothing more than smart economics.”<ref>{{cite book|last=World Bank|title=Global Monitoring Report 2007: Millennium Development Goals: Confronting the Challenges of Gender Equality and Fragile States (Vol. 4).|publisher=World Bank-free PDF|pages=145}}</ref> In addition, “Development organisations and governments have been joined in this focus on the ‘business case’ for gender equality and the empowerment of women, by businesses and enterprises which are interested in contributing to social good.”<ref name="Chant and Sweetman (2012)"/> A good example is “Girl Effect initiative” taken by Nike Foundation.<ref>{{cite news |title=Nike Harnesses 'Girl Effect' Again |url=https://www.nytimes.com/2010/11/11/giving/11VIDEO.html?_r=0 |newspaper=The New York Times |date=November 10, 2010 |access-date=1 December 2013}}</ref> Its claim for economic imperative and a broader socio-economic impact also met a strategic need of NGOs and community organizations that seeks justification for their program funding.<ref name="Chant and Sweetman (2012)"/> Thus, some NGOs, for example [[Plan International]], captured this trend to further their program. The then-president of the World Bank [[Robert B. Zoellick]] was quoted by Plan International in stating “Investing in adolescent girls is precisely the catalyst poor countries need to break intergenerational poverty and to create a better distribution of income. Investing in them is not only fair, it is a smart economic move.”<ref>{{cite book |last=Plan International |title='Because I Am a Girl: The State of the World's Girls 2009. Girls in the Global Economy. Adding it All Up.' |publisher=Plan International |page=11 and 28 |url=http://www.ungei.org/resources/files/BIAAG_Summary_ENGLISH_lo_resolution.pdf |access-date=2016-05-05 |archive-date=2016-05-16 |archive-url=https://web.archive.org/web/20160516031212/http://www.ungei.org/resources/files/BIAAG_Summary_ENGLISH_lo_resolution.pdf |url-status=dead }}</ref> The global[[Great financial meltdownRecession]] and austerity measures taken by major donor counties further supported this approach, since [[international financial institutions]] and international NGOs received a greater pressure from donors and from global public to design and implement maximally cost-effective programs.
 
'''Criticisms'''
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The World Bank's gender policy aims to eliminate poverty and enhance economic growth by addressing gender disparities and inequalities that hinders development. A critique{{by whom|date=May 2021}} on the World Bank's gender policy is it being ‘gender-blind’ and not properly addressing gender inequity.<ref>{{cite journal |title=A Citizen's Guide to Gender and the World Bank |journal=Women's International Network News |volume=23 |issue=1 |date=Winter 1997 |page=8 }}{{unreliable source?|date=May 2021}}</ref> Rather a critique made is that the World Bank's gender policy utilizes gender equality as an ends means rather than analyzing root causes for economic disparities and gender equity.<ref>{{cite journal |last1=Mahon |first1=Rianne |title=Introduction: The World Bank's new approach to gender equality? |journal=Global Social Policy |date=August 2012 |volume=12 |issue=2 |pages=173–174 |doi=10.1177/1468018112443673 |s2cid=155262829 }}</ref>
 
Smart economics’ subordination of women under the justification of development invited fierce criticisms. Chant expresses her grave concern that “Smart economics is concerned with building women’s capacities in the interests of development rather than promoting women’s rights for their own sake.”<ref name="Chant and Sweetman (2012)"/> She disagrees that investment in women should be promoted by its instrumental utility: “it is imperative to ask whether the goal of female investment is primarily to promote gender equality and women’s ‘[[empowerment]]’, or to facilitate development ‘on the cheap’, and/or to promote further [[economic liberalization]].”<ref name="Chant and Sweetman (2012)"/><ref name="Roberts 2012 949–968">{{cite journal|last=Roberts|first=Adrienne|author2=Soederberg, Susanne|title=Gender Equality as Smart Economics? A critique of the 2012 World Development Report|journal=Third World Quarterly|date=June 2012|volume=33|issue=5|pages=949–968|doi=10.1080/01436597.2012.677310|s2cid=153821844|url=https://www.research.manchester.ac.uk/portal/en/publications/gender-equality-as-smart-economics-a-critique-of-the-2012-world-development-report(a61627a0-c30c-4b5c-a288-275cace3c695).html}}</ref> Although smart economics outlines that gender equality has intrinsic value (realizing gender equality is an end itself) and instrumental value (realizing gender equality is a means to a more efficient development),<ref name="World Bank"/> many points out that the Bank pays almost exclusive attentions to the latter in defining its framework and strategy. Zuckerman also echoed this point by stating “business case [which] ignores the moral imperative of empowering women to achieve women’s human rights and full equal rights with men.”<ref name="Roberts 2012 949–968"/> In short, Chant casts a doubt that if it is not “possible to promote rights through [[utilitarianism]].” <ref name="Chant and Sweetman (2012)"/>
 
A wide range of scholars and practitioners has criticized that smart economics rather endorse the current status-quo of gender inequality and keep silence for the demand of institutional reform. Its approach “[d]oes not involves public action to transform the laws, policies, and practices which constrain personal and group agency.”<ref name="Chant and Sweetman (2012)"/> [[Naila Kabeer]] also posits that “attention to collective action to enable women to challenge structural discrimination has been downplayed.”<ref>{{cite book|last=Kabeer|first=Naila|title=Gender mainstreaming in poverty eradication and the Millennium development goals a handbook for policy-makers and other stakeholders|year=2003|publisher=Commonwealth secretariat |___location=London|isbn=978-0-85092-752-8}}</ref> Simply, smart economics assumes that women are entirely capable of increasingly contributing for economic growth amid the ongoing structural barriers to realize their capabilities.
 
Sylvia Chant (2008) discredited its approach as ‘feminisation of responsibility and/or obligation’ where the smart economics intends to spur growth simply by demanding more from women in terms of time, labour, energy, and other resources.<ref name="Chant and Sweetman (2012)"/> She also agrees that “Smart economics seeks to use women and girls to fix the world.”<ref name="Chant and Sweetman (2012)"/> She further goes by clarifying that “It is less welcome to women who are already contributing vast amounts to both production and unpaid reproduction to be romanticised and depicted as the salvation of the world.”<ref name="Chant and Sweetman (2012)"/>
 
Chant is concerned that “An efficiency-driven focus on young women and girls as smart economics leaves this critical part of the global population out.”<ref name="Chant and Sweetman (2012)"/> Smart economics assumes that all women are at their productive stage and fallaciously neglects lives of the elderly women, or women with handicaps. Thus she calls for recognition of “equal rights of all women and girls -regardless of age, or the extent of nature of their economic contribution.”<ref name="Chant and Sweetman (2012)"/> Also, its approach does not talk about cooperation and collaboration between males and females thus leaving men and boys completely out of picture.
 
Chant emphasize that “The smart economics approach represents, at best, pragmatism in a time of economic restructuring and [[austerity]].”<ref name="Chant and Sweetman (2012)"/> Smart economics can have a wider acceptance and legitimacy because now is the time when efficiency is most demanded, not because its utilitarianism has universal appeal. She further warns that feminists should be very cautious about "supporting, and working in coalition with, individuals and institutions who approach gender equality through the lens of smart economics. This may have attractions in strategic terms, enabling us to access resources for work focusing on supporting the individual agency of women and girls, but risks aggravating many of the complex problems that gender and development seeks to transform."<ref name="Chant and Sweetman (2012)"/>
 
==Alternative Approaches==
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===Marxism and Neo-Marxism===
The structuralist debate was first triggered by [[Marxist]] and [[socialist feminist]]s. Marxism, particularly through alternative models of [[state socialist]] development practiced in [[China]] and [[Cuba]],<ref>{{cite journal|last=Huang|first=Philip C.C.|date=2012-09-17|title=Profit-Making State Firms and China's Development Experience|journal=Modern China|volume=38|issue=6|pages=591–629|doi=10.1177/0097700412455839|s2cid=153846930|issn=0097-7004}}</ref> challenged the dominant liberal approach over time. [[Neo-Marxist]] proponents focused on the role of the [[post-colonial]] state in development in general and also on localized class struggles.<ref>{{cite book|last=Pearce|first=Samir Amin. Transl. by Brian |title=Unequal development : an essay on the social formations of peripheral capitalism|year=1976|publisher=Harvester Pr.|___location=Hassocks|isbn=978-0901759467 |edition=al-Ṭabʻah 4.|url-access=registration |url=https://archive.org/details/unequaldevelopme0000amin}}</ref> [[Marxist feminist]]s advanced these criticisms towards liberal approaches and made significant contribution to the contemporary debate.<ref>{{cite book |last1=Mies |first1=Maria |last2=Bennholdt-Thomsen |first2=Veronika |last3=Werlhof |first3=Claudia von |date=1988 |title=Women: the last colony |publisher=Zed Books |___location=London |isbn=978-0862324551 |url=https://archive.org/details/womenlastcolony00mies }}</ref>
 
===Dependency theory===
Dependency theorists opposed that liberal development models, including the attempt to incorporate women into the existing global capitalism, was, in fact, nothing more than the "development of [[underdevelopment]]."<ref>{{cite book|last=Frank |first=Andre Gunder|title=Capitalism and underdevelopment in Latin America : historical studies of Chile and Brazil |url=https://archive.org/details/capitalismunderd00fran|url-access=registration |year=1969|publisher=Monthly Review P. |___location=New York |isbn=978-0853450931|edition= Rev. and enl.}}</ref> This view led them to propose that [[delinking]] from the structural oppression of [[global capitalism]] is the only way to achieve balanced human development.
In the 1980s, there also emerged "a sustained questioning by [[post-structuralist]] critics of the development paradigm as a narrative of progress and as an achievable enterprise."<ref>{{cite book |last=Ghosh |first=Jayati |title=The Women, Gender and Development Reader |publisher=Zed Books |year=2011 |isbn=9781780321387 |editor-last=Visvanathan |editor-first=Nalini |edition=2nd |___location=London |page=29 |chapter=Financial crises and the impact on woman: a historical note |editor-last2=Duggan |editor-first2=Lynn |editor-last3=Wiegersma |editor-first3=Nan |editor-last4=Nisonoff |editor-first4=Laurie}}</ref>
 
===Basic Needs Approach, Capability Approach, and Ecofeminism===
Within the liberal paradigm of women and development, various criticism have emerged. The [[Basic Needs]] (BN) approach began to pose questions to the focus on growth and income as indicators of development. It was heavily influenced by [[Amartya Sen|Sen]] and Nussbaum's [[capability approach]], which was more gender sensitive than BN and focused on expanding human freedom.<ref>{{cite book|last=Sen|first=Amartya|title=Development as freedom|year=2001|publisher=Oxford Univ. Press|___location=Oxford [u.a.]|isbn=978-0192893307|edition=1st publ. as an Oxford Univ. Press paperback|url=https://archive.org/details/developmentasfre00sena}}</ref><ref>{{cite book|editor-first=Martha|editor-last=Nussbaum|title=The quality of life a study prepared for the World Institute for Development Economics Research (WIDER) of the United Nations University|year=1995|publisher=Clarendon Press|___location=Oxford|isbn=9780198287971|edition= Repr.}}</ref> The BN particularly proposed a participatory approach to development and challenged the dominant discourse of trickle down effects.<ref>{{cite book|author=International Labour Organization|title=Employment, growth, and basic needs : a one-world problem : report of the Director-General of the International Labour Office.|year=1976|publisher=International Labour Office|___location=Geneva|isbn=9789221015109}}</ref> These approaches focused on the human freedom led to development of other important concepts such as human development and [[human security]]. From a perspective of [[sustainable development]], ecofeminists articulated the direct link between [[colonialism]] and environmental degradation, which resulted in degradation of women's lives themselves.<ref>{{cite book|last=Merchant|first=Carolyn|title=The death of nature : women, ecology, and the scientific revolution : a feminist reappraisal of the scientific revolution|year=1980|publisher=Harper & Row|___location=San Francisco|isbn=978-0062505712|edition=First|url=https://archive.org/details/deathofnature00caro}}</ref>
 
==References==