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* Consumer Device Cardholder Verification Method (CDCVM for short) is a type of identity verification in which the user's mobile device (such as a smartphone) is used to verify the user's identity; for example, it can use the device's [[biometrics]] authentication features (e.g. [[Touch ID]] or [[Face ID]]), or the device's set [[password|passcode]]. It is supported by a number of payment systems, such as [[Apple Pay]],<ref>{{cite magazine|url=https://www.wired.co.uk/article/apple-pay-uk-payments-cap|title=Apple Pay £20 limit in the UK will 'change over time'|magazine=Wired UK|date=2015-06-24|accessdate=2022-06-24}}</ref> [[Google Pay (payment method)|Google Pay]]<ref>{{cite web|url=https://www.avira.com/en/blog/breakthrough-mobile-payments-google-pay-launched-in-germany|title=Breakthrough for mobile payments? Google Pay launched in Germany|website=[[Avira]]|date=2018-07-17|accessdate=2022-06-24}}</ref> or [[Samsung Pay]].<ref>{{cite web|url=https://www.sammobile.com/news/samsung-pay-australian-users-allow-high-value-purchases-without-pin/|title=Samsung Pay now allows Australian users to make high-value purchases without PIN|website=SamMobile|date=2020-09-22|accessdate=2022-06-24}}</ref>
== Location ==
The card security code is typically the last three or four digits printed, not embossed like the card number, on the signature strip on the back of the card. On American Express cards, however, the card security code is the four digits printed (not embossed) on the front towards the right. The card security code is not encoded on the magnetic stripe but is printed flat.
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