Gender and development: Difference between revisions

Revision as of 15:38, 15 December 2024

Revision as of 22:12, 26 February 2025

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=== Gender and microfinance ===

Women have been identified by some development institutions as a key to successful development, for example through financial inclusion. Microcredit is giving small loans to people in poverty without collateral. This was first started by [[Muhammad Yunus]], who formed the Grameen Bank in Bangladesh.<ref>{{cite web|url=https://www.microworld.org/en/about-microworld/about-microcredit|title=Story of the microcredit|website=www.microworld.org|access-date=2018-03-01}}</ref> Studies have showedshown that women are more likely to repay their debt than men, and the Grameen Bank focuses on aiding women.<ref>{{cite book|title=The Economics of Microfinance|last=Armendáriz|first=Beatriz|publisher=MIT Press|year=2010|isbn=9780262014106|___location=Cambridge|pages=14}}</ref> This financial opportunity allows women to start their own businesses for a steady income.<ref>{{cite journal|last=H|first=Scott|date=2006|title=Book Review: Banker to the Poor: Micro-Lending and the Battle against World Poverty|journal=Review of Radical Political Economics|volume=38|issue=2|pages=280–283|doi=10.1177/0486613405285433|s2cid=153331749}}</ref> Women have been the focus of microcredit for their subsequent increased status as well as the overall well-being of the home being improved when given to women rather than men.<ref>{{Cite book|title=Household Decisions, Gender, and Development: A Synthesis of Recent Research|last=Sharma|first=Manohar|publisher=International Food Policy Research Institute|year=2003|isbn=0-89629-717-9|editor-last=Quisumbing|editor-first=Agnes R.|___location=Washington DC|pages=195–199|chapter=Microfinance}}</ref>

There were numerous case studies done in Tanzania about the correlation of the role of [[Microfinance in Tanzania|SACCoS]] (savings and credit cooperative organization) and the economic development of the country. The research showed that the microfinance policies were not being carried out in the most efficient ways due to exploitation.<ref>{{cite journal|last=Brennan|first=James R.|date=November 2006|journal=The Journal of African History|volume=47|issue=3|pages=389–413|doi=10.1017/S0021853706001794|issn=1469-5138|title=Blood Enemies: Exploitation and Urban Citizenship in the Nationalist Political Thought of Tanzania, 1958–75|s2cid=144117250|url=https://eprints.soas.ac.uk/4155/1/BloodEnemies.pdf}}</ref> One case study went a step further to claim that this financial service could provide a more equal society for women in Tanzania.<ref>{{cite thesis|last=Cooper|first=Lucy-George|date=April 22, 2014|title=The Impact of Microfinance on Female Entrepreneurs in Tanzania|url=https://publications.lakeforest.edu/cgi/viewcontent.cgi?article=1013&context=seniortheses |type=Bachelor's |publisher=Lake Forstest College |oclc=ocn892344250}}{{better source needed|date=April 2023|reason=Per [[WP:SCHOLARSHIP]] only published PhDs are considered reliable sources}}</ref>