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←Created page with 'The '''Chip Authentication Program''' (CAP) is a MasterCard and Visa initiative and technical specification for using EMV banking smartcards for [[a...' |
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*'''Identify:''' Without requiring any further input, the CAP reader interacts with the smartcard to produce a decimal [[one-time password]], which can be used, for example, to log into a banking website.
*'''Response:''' This mode implements [[challenge-response authentication]], where the bank's website asks the customer to enter a "challenge" number into the CAP reader, and then copy the "response" number displayed by the CAP reader into the web site.
*'''Sign:''' This mode is an extension of the previous, where not only a random "challenge" value, but also crucial transaction details such as the transferred value, the currency, and recipient's account number have to be
==Protocol details==
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==References==
<references/>
[[Category:Payment systems]] [[Category:Smart card]]
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