Revision as of 09:49, 2 November 2007 edit 78.146.64.118 (talk) →Operating principle ← Previous edit		Revision as of 18:29, 4 December 2007 edit undo Niayre (talk \| contribs) 1,073 edits m Disambiguation, link to visa Next edit →
Line 1: The '''Chip Authentication Program''' (CAP) is a [[MasterCard]] and [[Visa (company)\|Visa]] initiative and technical specification for using [[EMV]] banking [[smartcards]] for [[authentication\|authenticating]] users and transactions in online and telephone banking. The CAP specification defines a handheld device ("CAP reader") with a smartcard slot, a decimal keypad, and a display capable of displaying at least 12 characters (e.g., [[starburst display]]). Banking customers who have been issued a CAP reader by their bank can insert their [[Chip and PIN]] ([[EMV]]) card into the CAP reader in order to participate in one of several supported [[authentication protocol]]s. CAP is a form of [[two-factor authentication]] as both a smartcard and a valid PIN must be present for a transaction to succeed. ==Operating principle==

Chip Authentication Program: Difference between revisions