Card security code: Difference between revisions

Revision as of 01:54, 14 September 2005

Revision as of 01:45, 27 October 2005

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Unfortunately, the primary way that criminals get credit card information for use in online (or phone) fraud is via [[phishing]] scams, which also will result in the capture of the CSC codes for the compromised credit card. This fact of life has reduced the real-world effectiveness of the CSC codes as an anti-fraud device.

The code is be found in different places on the various families of cards, and is referred to by several different names:

* [[Mastercard]], [[Visa (credit card)|Visa]] and [[Discover Card|Discover]] cards have a 3 digit code, called the "CVC2" (card validation code), "CVV2" (card verification value) and "Cardmember ID" respectively. It is not embossed like the card number, and is always the final group of numbers printed on the back signature panel of the card.