Chip Authentication Program: Difference between revisions

Revision as of 20:10, 30 August 2017

Revision as of 23:01, 30 April 2018

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**[[The Co-operative Bank|Co-operative Bank]] and [[Smile Bank|Smile]]

**[[Royal Bank of Scotland]]

**[[Lloyds TSB CommercialBank]]

**[[Nationwide Building Society|Nationwide]]

*The CAP readers of Barclays, Lloyds TSBBank, Nationwide, NatWest, Co-operative Bank/Smile and RBS are all intercompatible.

*[[Barclays]] began issuing CAP readers (called ''PINsentry'') in 2007.<ref>{{cite web|url=http://www.barclays.co.uk/pinsentry/|title=Barclays PINsentry|archiveurl=https://web.archive.org/web/20070616213459/http://www.barclays.co.uk/pinsentry/|archivedate=16 June 2007|deadurl=yes|df=}}</ref><ref>[https://www.theregister.co.uk/2006/08/09/barclays_launches_cardreaders/ Barclays to launch two-factor authentication], The Register, 2006-08-09.</ref> Their online-banking website uses the ''identify'' mode for login verification and the ''sign'' mode for transaction verification. The ''respond'' mode is used as part of the new PingIt Mobile Payment application for authenticating the account details. The device is also now used in branches, replacing traditional chip and pin devices in order to further prevent attempted fraud.

*Bank cards issued by [[HBOS]] are technically compatible with the system, though HBOS has not (yet) introduced CAP readers for use with their online banking.<ref name="cambridge" />