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A '''transaction authentication number''' ('''TAN''') is used by some [[online banking]] services as a form of ''single use'' [[one-time password]]s (OTPs) to authorize [[financial transaction]]s. TANs are a second layer of security above and beyond the traditional single-password [[authentication]].
TANs provide additional security because they act as a form of [[two-factor authentication]] (2FA). Should the physical document or token containing the TANs be stolen, it will be of little use without the password; conversely, if the login data are obtained, no transactions can be performed without a valid TAN.
==Classic TAN==
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