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== Contemporary status ==
As of 2007, centralized computing is now coming back into fashion – to a certain extent. Cloud computing has had an important role in the return of centralized computing.<ref>{{Cite journal|last=Irion|first=Kristina|date=December 2012
In addition, [[Mainframe computer|mainframe]]s are still being used for some mission-critical applications, such as payroll, or for processing day-to-day account transactions in banks. These mainframes will typically be accessed either using [[terminal emulator]]s (real terminal devices are not used much any more) or via modern front-ends such as [[web application]]s – or (in the case of automated access) [[Communications protocol|protocols]] such as [[web service]]s protocols.
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