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'''SIM Application Toolkit''' ('''STK''') is a standard of the [[GSM]] system which enables the [[subscriber identity module]] (SIM card) to initiate actions which can be used for various [[value-added]] services.
The SIM Application Toolkit consists of a set of commands programmed into the SIM which define how the SIM should interact directly with the outside world and initiates commands independently of the handset and the network.
STK has been deployed by many mobile operators around the world for many applications, often where a menu-based approach is required, such as [[Mobile Banking]] and content browsing.
In [[GSM]] networks, the SIM Application Toolkit is defined by the GSM 11.14 standard released in 2001.
From release 4 onwards, GSM 11.14 was replaced by 3GPP TS 31.111 which also includes the specifications of the USIM Application Toolkit for 3/4G networks.
==Advantages==
* Some manufacturers claim that STK enables higher levels of security through identity verification and [[encryption]], which are necessary for secure electronic commerce.<ref name="gsmmobileNZ">{{Cite web|title=SIM Toolkit<!-- Bot generated title -->|url=http://www.gsmmobile.co.nz/Sim_Toolkit.htm|url-status=dead|archive-url=https://web.archive.org/web/20071011090927/http://www.gsmmobile.co.nz/Sim_Toolkit.htm|archive-date=2007-10-11|access-date=2006-11-21|df=}}</ref><ref name=autogenerated4>[http://bladox.com/devel-docs/gen_stk.html SIM Toolkit<!-- Bot generated title -->]</ref>
* STK has been deployed on the largest number of mobile devices.<ref name=autogenerated4 />
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==In newer networks==
USIM Application Toolkit (USAT) is the equivalent of STK for [[3G]] networks.<ref name="gemalto-stk">{{cite web|title=SIM Toolkit|url=http://developer.gemalto.com/home/technology/sim-toolkit.html|url-status=dead|archive-url=https://web.archive.org/web/20130429113530/http://developer.gemalto.com/home/technology/sim-toolkit.html|archive-date=April 29, 2013|publisher=Gemalto}}</ref> USAT takes advantage of the multiapplication environment of 3G devices by not activating until a specific application has been selected, unlike STK which is activated at startup.<ref>{{Cite web |url=http://www.ec-mobile.ust.hk/mobile/toolkit.htm |title=Mobile SIM Tool Kit<!-- Bot generated title --> |access-date=2006-11-21 |archive-url=https://web.archive.org/web/20060427052032/http://www.ec-mobile.ust.hk/mobile/toolkit.htm |archive-date=2006-04-27 |url-status=dead |df= }}</ref> Some functions are card related rather than application related.<ref name="3GPP-t3-99346">{{cite web|title=SIM Toolkit Modifications for 3GPP (TDOC T3-99346)|url=https://www.3gpp.org/ftp/tsg_t/WG3_USIM/TSGT3_10/docs/t3-99346.doc|publisher=3GPP}}</ref>
==See also==
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