Talk:Risk-free rate

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There is a bit of an issue here with the requirement of using a short-dated rate. I do agree that in many cases it is true, on the other hand in the Black-Scholes formula the rate used is the zero-coupon rate corresponding to the maturity of the (European) option.

For simplicity I'd suggest to shorten the article and not make any reference to short-dated - any views? SKL