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bondIT

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bondIT is a global financial technology (fintech) company that provides technology solutions for fixed income portfolio management, using cloud and artificial intelligence (AI). The company was founded in 2015 and develops software aimed to automate and optimize fixed income investing workflows for asset managers, wealth managers, broker-dealers, and other financial institutions.[1][2][3][4]

bondIT’s core platforms, Frontier and Scorable, enable portfolio construction, credit analytics, trade execution, compliance monitoring, and reporting. These products are designed to be scalable and allow for varying levels of transparency and customization in fixed income markets.

History

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2015: bondIT was founded and launched its first product focused on fixed income portfolio construction.[5]

2016: The company secured its initial commercial clients.

2018: bondIT released a cloud-based SaaS platform to support scalable fixed income portfolio optimization.

2019: The company expanded its capabilities to include municipal bonds, opened a New York office, and strengthened its leadership team.

2020: bondIT acquired Scorable, a German AI credit analytics firm, and opened a European office in Berlin.

2021: Introduced fixed-income trade execution features to streamline portfolio workflows. bondIT staffed its London presence.

2022: Expanded operations across the United States, increasing its client base among asset and wealth managers.

2023: Partnered with BNY Mellon Pershing to launch BondWise, an integrated fixed income platform.[6][7][8]

2024: Onboarded one of North America’s largest advisor networks, further solidifying its U.S. market presence.

Products

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Frontier / Embedded[9]

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  • Portfolio Optimization: Generates optimized portfolios based on investment goals and constraints (e.g. yield, duration, ESG scores).
  • Portfolio Rebalancing: Identifies and adjusts portfolios that deviate from targets due to market changes or cash flows.
  • Bond Ladder Construction: Enables creation of custom bond ladders with configurable parameters such as credit quality, duration, and issuer limits.
  • Supporting mixed integer solutions tailored for fixed income investing and "solve anyway" functions for complex constraints.
  •  
    Model Management: Supports large-scale account management with features like batch optimization, block trading, and trade allocation.
  • Compliance Monitoring: Provides real-time alerts and pre/post-trade checks to ensure adherence to investment policy statements (IPS) and regulatory guidelines.
  • Performance and Risk Reporting: Offers on-demand and scheduled reports with performance, risk, and compliance metrics.
  • Multi-venue liquidity access and best execution.
  • Custody-to-trade integration.
  • End-to-end portfolio management, from construction to reporting.

Scorable [10] [11]

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  • Predicts rating transition probabilities for 3,000 corporate and financial issuers globally.
 
  • Analyses more than 250 data variables daily to assess downgrade and upgrade risks.
  • Explainable AI (XAI): Provides transparency into the drivers behind risk assessments, allowing users to understand the impact of various data variables (fundamentals, financial statements, capital markets data) on predictions
  • Generates alerts and smart lists for identifying investment opportunities and risks.
  • Performance analysis shows it accurately predicts "90.2% of downgrades vs 79% indicated by rating agency outlooks" and "78.2% vs 54.7% for upgrades.

Technology

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bondIT’s technology stack incorporates proprietary algorithms, machine learning models, and explainable AI. The platform is data-agnostic and API-ready, allowing integration with custodial systems, trading venues, and third-party data providers. It supports direct indexing, ESG integration, and scenario analysis, and is designed for scalability across thousands of accounts.

Leadership

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bondIT’s leadership team includes executives with backgrounds in finance, technology, and data science. Employees previously worked at Goldman Sachs, Finastra, JPM, Bear Stearns, Deutsche Bank, Citibank & PIMCO.[12]

Global Presence

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bondIT maintains offices in New York City (United States), Herzliya (Israel), Berlin (Germany), and London (UK).

Recognition and Partnerships

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bondIT has been recognized in fintech and wealth management publications for its innovation in AI-driven portfolio management. bondIT partnered with BNY Mellon Pershing to developed BondWise, a market leading fixed income platform for U.S. RIA’s and Broker Dealers.[13][14]

bondIT published a number of research articles: Portfolio selection in non-stationary markets[15], and Universal Mean-Variance Portfolios

bondIT’s website is https://bondITglobal.com/

References

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  • Fixed Income Portfolio Optimization
  • Wealth Management Technology
  • Direct Indexing
  1. ^ "BondIT". English Innovation Site. Retrieved 2025-08-06.
  2. ^ "bondIT | LinkedIn". www.linkedin.com. 2023-01-06. Retrieved 2025-08-06.
  3. ^ Krupsky, Meir Orbach and Sefi (2018-05-16). "Securities Trade is Going into Consumers' Hands, Says Startup CEO". CTECH - www.calcalistech.com. Retrieved 2025-08-06.
  4. ^ "INSITE 2023 Day 2 (Podcast) - Bloomberg Intelligence". omny.fm. Retrieved 2025-08-14.
  5. ^ "A fintech-led revolution for the bond market - Asian Wealth Management and Asian Private Banking". hubbis.com. Retrieved 2025-08-06.
  6. ^ Penn, David (2022-12-08). "BondIT Secures $14 Million in Funding in Round Led by BNY Mellon". Finovate. Retrieved 2025-08-14.
  7. ^ "BNY Mellon's Pershing Debuts BondWise, an Innovative Fixed Income Research and Trading Tool". www.bny.com. Retrieved 2025-08-14.
  8. ^ "Portfolio Companies". www.bny.com. Retrieved 2025-08-14.
  9. ^ "Spotify". open.spotify.com. Retrieved 2025-08-07.
  10. ^ Vilhelmsson, Pascal (2021-05-05). "BondIT's latest product release gives fixed income asset & wealth managers more predictive power". IA Engine. Retrieved 2025-08-06.
  11. ^ Smith, Annabel (2023-12-18). "Liquidnet enhances electronic trading offering with bondIT credit analytics integration". The TRADE. Retrieved 2025-08-07.
  12. ^ Basar, Shanny (2023-10-03). "BNY Mellon Pershing's BondWise Further Electronifies Fixed Income". Markets Media. Retrieved 2025-08-06.
  13. ^ "bondIT Receives a Strategic Investment from BNY Mellon to Drive Digitization of Fixed-Income Investing". Financial IT. Retrieved 2025-08-06.
  14. ^ Inc, First Rate. "First Rate and bondIT Announce Strategic Partnership to Provide AI-Driven Fixed Income Analysis and Reporting Solutinos for the US Wealth Market". www.prweb.com. Retrieved 2025-08-07. {{cite web}}: |last= has generic name (help)
  15. ^ Kenig, Eyal (2021-01-20). "Portfolio selection in non-stationary markets". Algorithmic Finance. 9 (1–2): 35–47. doi:10.3233/AF-200349. ISSN 2158-5571.